FHA & VA eligible! Extremely RARE opportunity in Whalers Village! Located just steps to the Channel Islands Harbor with NO Mello Roos!! This tastefully updated 4 bedroom + 3 full bath Townhome sits on 2,283 sq ft. and is highlighted by a 2 master bedrooms w/ en-suite floorplan, with 1 master bedroom downstairs. large upstairs loft w/ skylights could be possible 5th bedroom! Bright & open entry to the living room featuring high volume ceilings, tranquil natural light and gorgeous laminate floors throughout. Spacious family room with large view windows and a cozy white brick fireplace. Remodeled kitchen w/ stainless appliances, dual stainless sink, custom backsplash, recessed lighting and updated tile floors. Formal dining room conveniently located just off kitchen with slider to large and extremely private rear patio. 2-Car direct access garage with extra storage.Community amenities include a sparkling pool, spa, club house, tennis courts, lush greenbelts, possible RV parking. Bike or walking distance to Seabridge shopping center, local beaches, parks and fine dining. This is the perfect location to enjoy the harbor and beach lifestyle!